Nancy Cerbus-VP and CAO has 15 years of experience with early stage companies.  Her management areas have included full P&L responsibility, product development, process improvement, client relations, human resources, sales, marketing, and finance.  Most recently, she developed products and marketed for XSPAND, Inc., a specialty finance/ASP that targets local government. Prior to Xspand, she spent 12 years at Superior Information Services, a database company primarily serving the credit industry, where she was responsible for three business lines.